Hi, can anyone recommend a decent 3rd party payment processor? I'm too small for a merchant account at the moment but some of the 3rd party sale percentage fees are quite high

TIA

Chris

PayPal! :)

2co and paypal take you to their site, ideally i would like to keep my customer all inside my site. is there anyway to do this? i would like it to look as professional as possible. Even a custom API such as SOAP or xml-rpc would be great.

Cheers,

Chris

Not sure if Website Payment Pro by PayPal is considered 3rd party merchant service, but they do offer a range of API and sandbox that you can intergrate into your system without going through paypal.com. https://www.paypal.com/cgi-bin/webscr?cmd=_wp-pro-overview-outside

Been doing a fair bit of reading late last night, seems most cheap 3rd party payment processors all run through their site. I have been thinking about this, and its not necessarily a bad thing... all im interested in is if the payment was sucessfull, and if so i will issue credits to the account.

A common process for doing this seems to be passback/callback url, which the 3rd party processor will return to on sale completion. Are there any tutorials for general stuff like this? Some example sites would be brilliant!

I would rather avoid paypal as i find them quite intrusive and have had problems in the past. This is my humble opinion of course, im not trying to flame!

TIA

Chris

DO NOT TOUCH PAYSAT! My truely advice!

Moneybookers is a great place, since you don't have to worry about fraud (once you get paid, stay paid, no reserve, no chargeback, register are free, but 8% for each transaction, quite high, but they are great, money send via bank accounts within 12 bussiness hours once requested, there are small limitation, based on your account status, good support though....)

try stormpay its good.

3rd party PP, might be a good decision based on cost and maintenance for just starting a new business, but if you are serious about your business and supposed to process more then $1,000 per month then I'll suggest you to go with a merchant account as you can save enough money to cover the extra costs.