Hi i need a free credit card proccesing program,like 2checkout.com except for free,its ok that they take some % out of my sales as long as there isnt a setup fee or anything like that,even if they are not very good please list them all here.

I have yet to discover a free service such as that other then PayPal which, I dislike personaly. Yet, there is many who use it.

I am with 2Checkout.com, even though it has a $49 setup fee I do believe they offer a money back garuntee.

I also have never seen a free one.......and 2checkout is about as cheap as it gets..........if there was a free one......it probably wouldnt be worth using.............with things like CC processing you dont want to use dodgy operators.........

you could try www.propay.com there is a $35 setup fee

i havent seen anything better than that

There are so called free CC processors available but I would not even go near them. I strongly advise paying a setup fee for a more trusted service as the so called free ones often take betweem 20% - 30% of the transaction so in the long term it is a lot better to pay the setup fee!! ;) ;)

Hi !

I believe worldpay has no setup costs.

They are www.worldpay.com

Not 100% sure, but, I'm at least 97% sure.

I signed up with them, but ended up going with 2checkout instead.

Steve

I think HostCharge have introduced a solution where there are no set up fees...

worldpay charge $200 setup fee.

FYI, the last "free" processor was instabill and they shut down in a hurry. Do a search here for more info on them...

Also, in the current market conditions, free like we used to know it just doesn't exist anymore. ie, I could offer you a free account (if I offered CC processing service) but I would have to take out 10% or more from the sale, where as my competitors would take out about 5% of the sale....In other words: pay the setup fee and go for the low transaction fees, it'll balance out in the end...

Anyone here with personal experience with hostcharge or propay?

Originally posted by akashd
FYI, the last "free" processor was instabill and they shut down in a hurry. Do a search here for more info on them...

Also, in the current market conditions, free like we used to know it just doesn't exist anymore. ie, I could offer you a free account (if I offered CC processing service) but I would have to take out 10% or more from the sale, where as my competitors would take out about 5% of the sale....In other words: pay the setup fee and go for the low transaction fees, it'll balance out in the end...

I guess youre rite,I was just looking for sumthing free as an alternative to paypal,my company is small and if i used a free proccesor now,i could always switch to a paid one (eg:2checkout.com later,when i had more revenue

like i said before, I find it the easiest to start with the one you'll be using for a long time; that way you wont' have to transfer your customers over to a new billing system.

And again, with the "paid" processors, the transaction fee is much lower...

You're not likely to find a FREE processor. Some will have a $99 annaul fee and statement fee etc depends who you use PayPal is one that takes out a % and doesn't charge a setup.

Originally posted by TimPD
You're not likely to find a FREE processor. Some will have a $99 annaul fee and statement fee etc depends who you use PayPal is one that takes out a % and doesn't charge a setup.

As i said i dont care if they take a % out but i cant afford to provide a setup fee at the moment.

Hostcharge.com has a novice plan which is free setup but they take a high % 6-7% I think

I think I got a good deal, I paid about $400 up front and my payment gateway charges 0.8% on transactions. Unfortunately they're sorta tied to my bank and not really applicable in this case, so I guess my post doesn't help you much :rolleyes: