Hello all, i just want to touch a subject that seems to be wrong token by eveyone , eveywhere i read. So you have a company and you sell stuff, doesnt really mather what. Now you go and take a look at some fraud reports. The next thing you do is ban all the countryes with high fraud risk?!!?? I ask you why? This way you will ban some real customers so you will loose money. True that let's say a country has lots of outlaws but if you check some reports you can see that online fraud is beying placed mostly with US credit cards, should you ban US??? So the guy from that high risk country uses a credit card from an US person to make a fraud order. I hardly found any fraud order from a high risk country like Romania let's say, that was placed with an RO credit card. I found this method very anapropriate wouldnt you agree?

Banning countries never is good. Not only because of the potential buyers you'll lose, but also because the people on this country wouldn't like to be banned, and the people would start to look with bad eyes on your site.

BAN NIGERIA for a start,we get at least 10 requests daily from people purporting to live in Europe but in fact on closer investigation they are in Nigeria.The word SCAM was first invented in Nigeria!!

It is true that there are some IP areas that send where a lot of fraud comes from. If you are not able to reduce frauduletn orders than it is better to ban some IP's.

Best Regards
Dimitar

Originally posted by amos462001
BAN NIGERIA for a start,we get at least 10 requests daily from people purporting to live in Europe but in fact on closer investigation they are in Nigeria.The word SCAM was first invented in Nigeria!!

I agree, I would say Nigeria is the top frauder in the
e-commerce world. My 10 out 10 orders from Nigeria are fraudulent orders. :angry:
I have not prejudice to against Nigeria, but this is the fact!

banning the high fraud countries is much more worth it than selling, as you will definitely sleep much better and not lose as much money to fraud

I would only ban high risk third world or second world countries. If the info all matches, then, I'd let the customer in.

Originally posted by cavalry
I agree, I would say Nigeria is the top frauder in the
e-commerce world. My 10 out 10 orders from Nigeria are fraudulent orders. :angry:
I have not prejudice to against Nigeria, but this is the fact!

Thanks Cavalry for backing me up,as I said Nigeria is a hornets nest of scammers.Pity for the genuine people living in Nigeria, I wonder how they manage to shop online as who would trust any of them?

Originally posted by excelblue
I would only ban high risk third world or second world countries. If the info all matches, then, I'd let the customer in.

Wich are second world countries?


Banning Ips is a very silly thing to do. Anyone with the intention to Fraud knows how to use proxies.

Banning countries on a register for example is something that you should be very careful to do-people from this country could be ofended. Are you really sure the scammers are from Nigeria or they just say they are?

Thanx

Originally posted by caloved
Banning Ips is a very silly thing to do. Anyone with the intention to Fraud knows how to use proxies.

Banning countries on a register for example is something that you should be very careful to do-people from this country could be ofended. Are you really sure the scammers are from Nigeria or they just say they are?

Thanx

Exacly my point, if someone wants to do fraud no mather what you do they will, so if you do some crazy thing and ban entire countryes we would found ourselves in a position to ban more than 50% or so. Everywhere is fraud doesnt mather the country, if you know your stuff you wont get ripped off by this outlaws. So you loose a few bucks on charges, but you can gain real customers also....

Cheers

If you have the experience we have of 5 years + 6 months,living solely from the Internet with NO other income, then you would also realise how we know what we do about scam people and what countries they are likely to originate from.#
We do not make silly statements, as ours are based on fact,Now answer the following truthfully>
1)Are your statements based on solid fact?
2) How long have you and your family lived solely off the Internet with no other income

So your argument is "Experience" ? Please be more specific...

Originally posted by amos462001
If you have the experience we have of 5 years + 6 months,living solely from the Internet with NO other income, then you would also realise how we know what we do about scam people and what countries they are likely to originate from.#
We do not make silly statements, as ours are based on fact,Now answer the following truthfully>
1)Are your statements based on solid fact?
2) How long have you and your family lived solely off the Internet with no other income


I dont really see the point of this. You have an subjective oppinion based only on your business, but you dont see the big picture. And i think that's really an insult stating that i make statings based on other things than facts. If you have 5 years or so in internet business, then you must have a plan on how to fight fraud, so i find your method of banning entire countryes kinda rudimentary. I dont know what online business are you running but i'm preety sure i can show you that if you dont accept fraud as a daily routine you wont find another way to fight it expect banning here and there... and trust me that's not enough. You say you've got fraud orders from nigeria , i ask you this how many of them have you reported, and the real question did you really cared about the fraud itself or just for your money? And about your questions wich i feel they are totally annopropriate i would say that i've been here for enough time to find another way to not get ripped by the "scary" ppl.
Other than that i wish you best of luck with your business.

Cheers

:rolleyes: Both answers speak for themselves.Inexperienced Nigerians.I rest my case!

Didnt understand. I'm not Nigerian.

Originally posted by amos462001
:rolleyes: Both answers speak for themselves.Inexperienced Nigerians.I rest my case!

Now that's really funny, i guess the fraud really did an impression on you and you only see nigerians...:)) And if you dont really see that... i guess your predestined to be a frauded.... at least change your attitude and try to make this forum a place from ppl can learn and not some personal vendetta stating that nigerian are bad... i wasnt even talking about nigerian ppl, i tried to make a general ideea, and as i said you only report it to your own business.... or if you have one because you didnt answer me with a reply from the last post, you jumped right to a conclusion based on god knows what, and obviously is bad.

At our company, we serve dozens of clients that are from "high risk" countries for fraud. They have all been verified orders, and have been going for months now. Unless you're receiving an absolute flood of fraudalent orders from high-risk countries, I see no point to banning the countries from your website.

We do not ban those countries, however we pay attention to all accounts that have a high risk IP attached.

Well for starters when I buy/sell on eBay I only deal with the United States.

But whenever someone from a 'High Risk' country visits my website I pay close attention. Especially if they are accessing the order form. I also look-up information on their ip.

Darkstorm, you need to write more clearly as your sentences are badly worded and not strung together properly -- it is difficult to understand what you are trying to put over.

90 out of 100 FRAUD orders are from Nigeria. They are mainly in fraudalant bank sites + phishing ones.

I would bann the NIGERIAN IP, no matter if I lose potential clients from that country.

I think there are few softwares / programs that would catch the proxy logins also. I think it can be good to catch frauders who use US IPs to place order using US CCs.

If you business is dependent on customers from high risk countries, you should examine the decisions that have put you in that position?

If you favor banning certain countries, I would be curious to know which countries other than Nigeria would be in your banned country list?

I am involved in a business where we daily see 100s of FRAUDALANT purchases and 100s of restricted accounts.

I would keep my eyes on Vietnam also.

Originally posted by CSDesk
I am involved in a business where we daily see 100s of FRAUDALANT purchases and 100s of restricted accounts.

I would keep my eyes on Vietnam also.

The top ones for me:

Vietnam
Malasya
Russia

I used to see fraudulent orders from Indonesia and Europe originating from IP addresses in the United States. Simply blocking a country's IP address won't offer much protection. You might deflect some "novice" scammers by vanning a country's IP, but overall, it won't achieve much.

Are the scammers from

Nigeria, Vietnam, Malasya, Russia, ...

trying to buy digital or subscription services, or are they looking for other types of products?

Just curious to know how the scamming works?

So far - apart from the King Scam country of Nigeria --the Malaysian orders have been safe for us but we refused Russia and nearly refused South Africa but then had a change of heart and took a chance and that turned out OK, in fact they have bought with us quit a bit since.We also had a bad experience with Singapore and would be dubious about repeating that experience.
We tend to look carefully the wording of their e mails,as we can normally trip them up on that.We sell antiques all over the World and some of the orders,well many, are at least £500GB pounds Plus,so we have to be very careful.
We cannot take a cavalier attitude with that sort of money but if it was just for a few pounds or a few dollars well we would not be looking so closely.Can you blame us?

I disagree completely. Banning those several countries would be insensible.