Hi,

I've been researching some of the "faux-merchant accounts"(!) available and I was wondering something:

If most of these only allow you to set it up for your customers to pay real-time on your website rather than allowing you to key in transactions manually, what's to stop you passing any details you want through to their servers from a web page, i.e. manually entering transactions?!

Or am I stepping on dodgy ground here?!

Thanks,

Ed

I think the reason is just to avoid to get stolen credit cards entered. They normally log the IP-number and especially if you have international customers, they use other IP-ranges in europe than in the U.S.

They also will be alerted if several credit cards will come from the same IP-address, which also indicates stolen card numbers. So If you enter 10 card numbers from your computer, you will probably been accused for credit card fraud :D

Marian

Thanks for the info!

I can understand the security methods but surely there must be a way around this? All I want is effectively a revecom with a manual entry option!

Hmmm... maybe I'll try to twist my bank manager's arm... :D

A 3rd party service that enables what you want recently advertized on WHT. Take a look at hostcharge.com.

Ales

Hi,

I have been using ProPay.com for quite a while and they recently added an option where the merchant can manually enter transactions.

You might look them up and see if their service meets your needs.

David

Originally posted by Noonard
Or am I stepping on dodgy ground here?!


Yes you are :D It's called factoring and you get jail time for it. Without being cleared for a real merchant account you're not allowed to enter anyone else's details anywhere

Greg Moore

This is what I thought too, but lately there has come up some solutions offering a lot more customization.

Please read
http://www.webhostingtalk.com/showthread.php?s=&threadid=32517&highlight=shareware

Where a guy from swreg says it's ok for the seller to collect cc info and post that info to them, a kind of home-grown recurring billing...

I think I'd be checking that out with a lawyer first. There are some pretty good reasons why people have to go through the wringer to get accepted for a merchant account after all.

Greg Moore