Hi,

Most payment services solutions are only available to US bank account holders.

Since I'm a Kuwaiti that lives in Kuwait, I don't have that option!
Or do I?

How can I collect money from my customers??

Thanks :)

I recommend you take a look at 2checkout, www.2checkout.com

Support has been just great, besides they are planning on launching international debit cards with which you can withdraw money from your 2c a/c's anywhere. Highly recommended :)

you could also look at :
revecom.com
worldpay.com

Hi,

Thanks for the input :)

I've checked 2Checkout and Revecom, and they both seem to allow international clients. WorldPay requires a merchant account, and it's not easy for me to establish a company in Kuwait (you have to be unemployed).

I've also looked at swreg.org, of software registration services, they offer good payment services and they are very flexible (but you have to do recurrent billing and all on your own). But they have higher rates.

2Checkout: 5.5% + 0.49$
Revecom: 3.9% + 1$
swreg.org: 3% + 3$*

I did some calculations, got the following table of charge ranges and prefered payment solution:

< 31.875$ : 2Checkout
> 31.875$ & < 222.222$: Revecom
> 222.222$ : swreg.org

* Also note that swreg has an alternative 5% + 1$ plan that doesn't beat any other plan in the table above ..
They also have a micropayment plan, charging only a small flat rate per transaction, but its only for payments < 7$ (might be good for small hosting plans).

Any feedback will be very helpful, I would like to add more companies to the table above if anybody has any suggestions.

Originally posted by ahmadhash
Hi,

I've also looked at swreg.org, of software registration services, they offer good payment services and they are very flexible (but you have to do recurrent billing and all on your own).

How could that work? You mean by emailing the customers asking them to buy the product again?? Or is there some support for it in the swreg system?

Asking because I still hanvn't found a good solution for billing hosting extras ( extra bandwidth etc ) without a merchant account

Originally posted by ASPCode.net


How could that work? You mean by emailing the customers asking them to buy the product again?? Or is there some support for it in the swreg system?

Asking because I still hanvn't found a good solution for billing hosting extras ( extra bandwidth etc ) without a merchant account


Hi,

swreg.org have an advanced level payment (as they call it) where you collect the CC info yourself, and then POST to swreg.org ..

Note that you'll need an SSL connection between you and the client, a.k.a, SSL supported forms. AND you'll need to be able to POST the data to swreg's SSL webpage, this is usually done (on unix servers) using a library like cURL ..

You can then collect user CC info, and POST it to swreg.org everymonth ..

The flixibity in swreg.org is that everything is automated and documented. The specs are really a big miss, but if you read everything you should understand how things are done :)

For extra b/w, you can add it as a product to swreg ( 1 GB extra b/w) then, when your customers are 3 GB above the limits, you can POST their CC info to swreg billing them for 3 units of that item.

Even better .. You can just add a 1$ item, then if your plan is 9$ per month, you bill them 9 untis of that item .. etc .. but you can't have fractions then (unless you create a 0.05$ items maybe?) ..

You should really take a look at swreg.org, they seem to have good support too .. so if are experienced enough, you'll be able to integrate them into your billing system, and you might get everything to work automatically.

I read (probably) all the doc's at swreg.org when I was planning to use it as a payment service to sell my products (still under development).



Last thing to note, you must consider the fees that are payed to get your money into your account. it costs a lot for international payments (wire trasfer) .. if you have any company that offers better solutions for transfering money, I'll be glad to hear about it

--Ahmad

Still looking for more input.

Thanks for that detailed explianation, ahmadhash! I will certainly look into swreg a little deeper, I have to their site before ( as I sell shareware as well ) but never found any information about anything like this.

Hi Ahmad,

Thanks for the lead regarding our SWREG service. In fact Jonathan Buckle has signed up with us now. He is resident in Britain so it wil cost nothing for him to receive a direct deposit to his bank account (via BACS). That also applies to US residents.

In theory we only accept payments for software products but we will consider services as well alhtough I think we will be a bit expensive for webhosting.

Steve

Originally posted by ahmadhash



Last thing to note, you must consider the fees that are payed to get your money into your account. it costs a lot for international payments (wire trasfer) .. if you have any company that offers better solutions for transfering money, I'll be glad to hear about it

--Ahmad

Still looking for more input.

That is correct. If you are any good at database work and scripts you can do your monthly subscription renewals automatically and remotely using SWREG.

Originally posted by ahmadhash




swreg.org have an advanced level payment (as they call it) where you collect the CC info yourself, and then POST to swreg.org ..