Hi

I just found another 3rd party credit card card processor, their rate is cheaper than Stormpay - http://www.payingez.com/,
but it seems their buy buttons are in ASP format.

Has anybody used this processor? Please share your experience with us. Thank you!

I found out payingez is very similiar to stormpay, except payingez charges a slight low rate than stormpay.

But payingez does not provide street address and phone number on their website, this made me so doubtful about them.

Hmmm.... they registered their domain in July 2003. So they have just over 1 year experience. Their website doesn't get many hits. StormPay is a little more expensive, but heaps more stable and trusting.

Payingez only gets around 50 visitors a day... Not that many, so may mean it's not that successful. Be careful.....

Thanks, Columbus

Even stormpay is more expensive, but the most important thing is security. Okay, I think I will go for stormpay.

Thanks again, Columbus

Do NOT use PayingEZ. They have just stolen nearly $50,000 from our company. The FBI has been contacted this week and legal action is being pursued. Again, stay away from PayingEZ and Simplistic Systems.

Hi Jalami,

Can you share with us how did payingez steal your money?
$50,000 is a lot...

$50,000 ? oh that is a lot :(

If you look at payingez more carefully, you will find out their website looks almost the same like stormpay; the only difference is their fees are cheaper than stormpay.

I was wondering is payingez affiliated with stormpay?

Originally posted by cavalry
But payingez does not provide street address and phone number on their website, this made me so doubtful about them.

I also noticed that when I was browsing their page. I would stay away from them.

It seems not all existing 3rd party credit card processors can be trusted?

cavalry, we were using PayingEZ for transactions (Visa, MC, Amex, Disc, ACH checks) through our online site, processing at about $50,000 a month. In October they started to delay on payments and such, and said that a wire of $29,100 was sent to keep us up to date. At this point we were still processing.

The wire transfer did not arrive after 8 days, and they wouldn't provide us with a tracking number (BFT sequence) for the wire transfer. We continued processing transactions. Then they "got it back" and then "tried again" and there went another 7 days, still processing transactions.

Then they said they would send it in parts, and at this point we were completely skeptical... and after that, they were impossible to contact. Phone, email, nothing worked. We have contacted the FBI in Phoenix (where PayingEZ is located) and they have opened a case for us.

Lesson to be learned: keep backup processors, and if one decides to delay settlement for more than 48 hours, freeze all transactions until resolution.

I have told all our clients who used PayingEZ to charge back their transactions with the bank.

Please stay away from PayingEZ. They are criminals without conscience.

Jalami,

I am sorry to hear about that.
But if I were you, I would get my own merchant account, $50,000 transaction per month should be no problem to qualify for a merchant account.

Thank you for your valuable info. And I hope you can get all your money back from payingez. Good luck!

cavalry, we do have one as of this writing. We actually process over $160,000 a month through about 4 different merchant accounts. It's a lot harder to get them when you are international, and the merchant account providers are also risky in the international processing business.

Funny how PayingEZ could make more money from us in fees than just yanking away just over a week's worth of processing. What a bunch of losers on top of their criminality.

Congratulations! Jalami.
$160,000 per month is the biggest transaction I have ever heard!! I wish I had that!!

I just went to payingez website, it seems they are still around.

cavalry... yeah, it's a lot of sales. Too bad the margin isn't higher -- the expenses in a product-based business are unbelievable. We usually have to pay about 6-7% in transaction fees and have a 10% 6-month rolling holdback fund. In fact the way our margins can work, the banks usually end up making more money from our business than we do.

Jalami,

At least you can make money in e-commerce. Especially for $160,000 per month, it is not easy to achieve, you should proud of your sales achievement.

Yes, for merchant transaction fees, we cannot do any thing.

Unless you offer discount (amount less than bank fees) for you customer to wire transfer the money over, instead of using credit card processing.

THEY STOLE OVER $1000 FROM US JUST LIKE THEY DID JAMALI!!

CONTACT US THROUGH OUR EGOLDMLM.COM WEBSITE TO TESIFTY IN FEDERAL COURT!

Originally posted by eGoldMLM
THEY STOLE OVER $1000 FROM US JUST LIKE THEY DID JAMALI!!

CONTACT US THROUGH OUR EGOLDMLM.COM WEBSITE TO TESIFTY IN FEDERAL COURT!

How come payingez.com is still around? :confused: Are they still cheating other people? :eek:

Did you notice this message on top of their website?
PayingEZ.com is Now Under New Management!
We are undergoing a restructure and implementing New Policies! :rolleyes: :D

Originally posted by yangxi
Did you notice this message on top of their website?
PayingEZ.com is Now Under New Management!
We are undergoing a restructure and implementing New Policies! :rolleyes: :D

It does not matter Payinez under which management! :mad:
The question is did payingez rip people off? :angry:
Are Jalami and Egoldmlm telling the true story?

Please clarify it..:confused:

Originally posted by cavalry
It does not matter Payinez under which management! :mad:
The question is did payingez rip people off? :angry:
Are Jalami and Egoldmlm telling the true story?

Please clarify it..:confused:


Let's say it this way....
I don't like the appearance of their website. They say they are a subsidiary of Simplistic Systems. I only found this via Google: www.simplisticsystems.com/ They have a contact address and telephone number on their website. Maybe someone near them could call them and ask whether they are associated with payingez ;)

On the other hand I couldn't find negative comments or warnings about payingez, only some from WHT. And they seem to be in business since 2003.

But, my personal opinion, I would not use a payment processor without detailed contact information, not as a customer and not as a business/company.

Yangxi :cool:

Originally posted by yangxi
Let's say it this way....
I don't like the appearance of their website. They say they are a subsidiary of Simplistic Systems. I only found this via Google: www.simplisticsystems.com/ They have a contact address and telephone number on their website. Maybe someone near them could call them and ask whether they are associated with payingez ;)

On the other hand I couldn't find negative comments or warnings about payingez, only some from WHT. And they seem to be in business since 2003.

But, my personal opinion, I would not use a payment processor without detailed contact information, not as a customer and not as a business/company.

Yangxi :cool:

I thought you were from payingez? :confused:

Originally posted by cavalry
I thought you were from payingez? :confused:

Nope, I only noticed the message on their website
PayingEZ.com is Now Under New Management!
We are undergoing a restructure and implementing New Policies!

Considering the negative posts about payingez here at WHT
I found it quite interesting that payingez has 2 of such messages
on their start page ;)

invited PayingEZ.com here.
so lets see what they say....

Originally posted by jaguars007
invited PayingEZ.com here.
so lets see what they say....

If Payingez does not show up here, this means that
they must be doing something wrong...:emlaugh:

I sent the admin at PayingEZ the link and some excerpts from this post. They have been cordially invited to response.

I hope they like wearing bright orange jumpsuits everyday.

Jalami sorry to hear about your volume of loss. Is there a link for testifying in a lawsuit against PayingEZ?

I did some cursory background checking on payingez via google, but didn't find much like I found this site while search9ing via msn.
So I decided to give them a shot. I figured their information was sparse, and they were a small outfit due to their fudged corners, eg sending information back in the URL --an easy way for a customer to steal from me, but the rate was right. :-( . not 20 or 30% of the huge guys...

When I was setting up my instant payment, they communicated very well. Only after my 2 or 3 weeks when I tried to make my first ACH withdrawal did the line go dead. I think they had 2 references to transfer days and the longer estimate is 9 business day..

It's been about 17 business days now. This morning right before I found this site, I cut their payment links from my site. Fortunately I listed them second behind bit pass do t com so payingez only got about 40% of my sales.

I'm glad I learned it in my first month, losing less than $200 as opposed to 6 months from now when it could be $600 OR $1000

Count me in on that lawsuit. I'm a small outfit, I'm not always at the phone, but I answer every situation asap within hours. Their behaviour is fraud. I had to borrow money to cover my credit cards. The least they can do is communicate if they have problems.

Oh yeah, checking out the parent company site that I couldn't find before. (How could Google leave me so uninformed?) Notice that simplisticsytems dot com doesn't even take payingez as payment? They even announce proudly that they have paypal! I'm not sure they are reated but I'll call when they are open for business. (Machine on at 5 am AZ time)

Originally posted by easternhandling
Oh yeah, checking out the parent company site that I couldn't find before. (How could Google leave me so uninformed?) Notice that simplisticsytems dot com doesn't even take payingez as payment? They even announce proudly that they have paypal! I'm not sure they are reated but I'll call when they are open for business. (Machine on at 5 am AZ time)

Just curious, did you get some useful information from SimplisticSystems?

If yes, please share........ :)

SimplisticSystems is exactly that. ssimply non communicative. I called during business hours and got the same recording, if you call their corporate office you get the most hesitant (i wonder why). try calling the number and you'll laugh at the lady's hestitation and then the horrible timing of the beeps... I got the feeling that's a dummy line. How do they run a web hosting service like that?

Corporate Office:
Simplistic Systems
D/B/A SimplisticSystems.com
P.O Box 2314
Phoenix, AZ 85027
(832) 383-9884

Many thanx, easternhandling :)

Getting no information from a company can be very informative and revealing, too ;)

Jalami sorry to hear that they took you for $50K that hurts.
I'm simply amazed at how many third party or ewallet companies can sit there and burn merchants like that and still be doing business.

Payingez stole my funds, also. I requested a withdrawal on 4/30. It has stated "processing" since then and I can get absolutely no replies from them at all. I, too, researched simplistic systems, called the number listed (which goes to voice mail automatically). I requested for them to call me and also wrote to their support on the site. Everything is to no avail.

I would be more than happy to join in a lawsuit. If anyone has any info on these crooked people, please share!

And now payingez.com won't even come up!!! They have taken down the site and still won't respond to anything. I attempted to send another email and it was "undeliverable".

I hope they get their just due!

Yes, www.payingez.com is down!

Originally posted by cavalry
Hi

I just found another 3rd party credit card card processor, their rate is cheaper than Stormpay - http://www.payingez.com/,
but it seems their buy buttons are in ASP format.



What's wrong with ASP? The thing is that your provider should have anti-ddos system and everything is cool then.
If they use ASP&MSSQL, that's totally fine. Even better, ASP.NET

It does not matter with ASP or MYSQL now, Payingez is a big frauder, that's all!

I agree, they are a big fraud. I have reported them to the internet fraud site but have not heard anything. They put their site back up last time I checked but they refuse to answer any emails at all. They just plan on keeping what they collect I guess. Its MY FUNDS, and I can get nowhere with them. It really makes me so mad that they can get away with this.

jalami, how did u contact the fbi about it? and who?
i plan non reporting payitquick.com as well , they got me for 18 000... if anyone has any suggestion who to contact for these kind of reports... it would be appreciated.

thanks