http://www.merchant-systems.com/pricing.epl

It seems that there is no monthly miniumun for CC's, and since I only plan to accept CC's(well that and paypal) this might be a good idea

and if anyone goes through these ppl, please give me your testamonials.

I like the $0 setup part myself, and the meet or beat any price gaurantee.

Rates aren't too bad - you may also want to check out http://www.cdgcommerce.com/whtpromo if you are considering another provider or want a better rate from merchant-systems.com since you said they match pricing. I've used CDG since January, couldn't have asked for a better processor.

- Matt

Well their rates are a bit higher than most. And I hope that all the people that think that the website should look great don't see it - that will really fail to impress them. I have a horizontal scroll bar on there for some reason.

They are a reseller for Chase Merchant Services - Chase is pretty good. They have a partnership with First Data Merchant Services that allows them to process the credit cards.

Actually, looks like they might just be a reseller of iPayment - http://www.ipaymentinc.com/index.asp .

- Matt

True, but iPayment, Inc. is a actually a registered ISO/MSP of JP Morgan Chase Bank

Make sure you do some research on the ChargeNet Gateway. I myself have never heard of it. We use Linkpoint and are extremely happy with the service and reliability. I would also be weary of the fact that that post their fees as a range. My experience with that type of pricing is that you will always end up on the upper end of the range. If you look at Merchant Accounts 4 Less (http://www.merchantaccounts4less.com) you will see the rate for Internet account is 2.39% which is lower than their upper rate of 2.47%.

it is a reseller of authorize.net, atleast i got their page from the list on authorize.net's homepage

I'm just trying to find a cheap/compatible w/ h-sphere gateway.

And this one does not have monthly minimums, and they pay your setup fee, and they say they will beat any competitor's price.