i need a descent amount charged payment method... i want to accept payment from Credit card from my website...

tell some descent service which does that within 2-3% tax... and as less as activation fee... anyway know?

i already know paypal, clickbank.com

any else?

Worldpay seem a good and reliable bet

Then there's also, 2checkout.com and revecom.com

But besides these, I can't think of anything else :stickout

well i just wanted to know one thing as you people know abt online transactions...

if i sell non-tangiable product e.g. a web application which has to be setup thru web... how do i stop friendly frauds as the receiver might say i didn't get it... i don't have any proof...

any suggestions...

I don't think you can. I read somewhere that the credit card companies favour the consumer. If they want a chargeback, then, they get one. They could be lying and all that but there really is nothing that you can do. I read somewhere that you need to prove that they actually did receive it but it's basically your word against theirs. If I'm wrong, someone correct me :erm:

It's similar to "host hopping" - you know, getting a refund after 30 days and then move to another host... What I'm saying is that the only way is to spread the word about such customers and warn people not to serve them anymore.