It's been discussed here several alternatives to a merchant account (revecom, instabill, paypal, etc ..)

Now, what about a Merchant account ? who has the best prices out there ? anybody using verisign's solution ?

I'm currently using paypal, but need something better and would just rather go with a full merchant account

Thank you

currently I'm using Harbor-Net.com

I think they have the best rate so far.. tell me if i'm wrong :)

wow, they do have good prices ..

Discount Rates
Internet virtual transactions
with address verifications 2.25%
Transaction Fee 20¢
Monthly Service Fee $10.00


Do they provide you with recurring billing ??

Yes, they do recurring billing. I use cybercash with them.

cybercash ??, you mean you still need an account with cybercash becides this ? I tought all you needed was harbor-net and a local bank account ...

I use cybercash for the automation process

Originally posted by CRego3D
cybercash ??, you mean you still need an account with cybercash becides this ? I tought all you needed was harbor-net and a local bank account ...



Since it appears you're on Alabanza too... you need to get cybercash AND a merchant account if you want the DSM to do automatic billing for you. You may be able to work something out with just a merchant account, but you would not be able to use the DSM billing system w/o cybercash. However, I hear that in the beginning of 2001 they will be adding more gateways to the billing system, such as authorize.net, etc.

Cybercash is very good but if you a start up it can be expensive for you.You need to register your company to get a business account for the merchant account.

Originally posted by DynastyHost
currently I'm using Harbor-Net.com

I think they have the best rate so far.. tell me if i'm wrong :)



How long you have used them? And how they translate money? (Send you checks, or wire to your account in bank?)

[Edited by sergio on 10-12-2000 at 01:41 PM]

Brian,

Yes, at the moment I'm with Alabanza, but I will soon be moving to VDI so the DSM is not an issue for me anymore...

If you're a Costco member, look into their merchant account option. It's serviced by Nova, which is one of the big few of the credit card processors.

I've been using them for about a year now without a hitch. Good rates for Costco members, too. (Worth the $100/year membership fee.) Also, they were very friendly toward getting my merchant account set up to work with VeriSign's Payflow Pro - quite seamless.

Discounts rates are competitive; I don't remember the exact numbers offhand.

I second Travis on the Costco Merchant Account.
%2.04 $.21 per transaction $14 mo cybercash.

DynastyHost, how much are you charged for your cybercash gateway?

Originally posted by ODE
I second Travis on the Costco Merchant Account.
%2.04 $.21 per transaction $14 mo cybercash.

DynastyHost, how much are you charged for your cybercash gateway?
Can you provide URL please. :)

Reply to all messages that i've missed: :)

They transfer all your money into your checking account automattically.


CC gateway fee I think it's $15

Originally posted by sergio
Originally posted by ODE
I second Travis on the Costco Merchant Account.
%2.04 $.21 per transaction $14 mo cybercash.

DynastyHost, how much are you charged for your cybercash gateway?
Can you provide URL please. :)
http://www.costco.com/frameset.asp?trg=Info%2Fexecutivemembership%2Fcredit%2Easp&log=

Originally posted by ODE

Can you provide URL please. :) [/B]
http://www.costco.com/frameset.asp?trg=Info%2Fexecutivemembership%2Fcredit%2Easp&log= [/B][/QUOTE]

Does thay have any e-mai by which I could contact them? On site I found only phone numbers.

I looked but I couldn't find the e-mail address that I had for NOVA. I don't recommend the sales rep that I had anyway. It would take her a full 24 Hours to answer my voice mail and e-mail was only one way communication. I'd e-mail her and not hear back. But in the end she got the job done and the application pushed through. Every one else that I delt at with NOVA was real responsive and friendly though.

thank you all for your help, expecially DynastyHost :)

I just signed up with Harbor-Net, I shopped around and indeed they have one of the best price (I'm goint to be using authorize.net with them) ... and I manage to get the gateway fee dropped to 12.50 ;-)