Hi..... all

I am in need of a little help in credit card processing....

I am currently with Revecom... but dont like the way they keep so much of the money.... and that i recieve the payment twice monthly...

I am need of a solution where as i can get the funds deposited within 24-72 hours into my account... i am aware that i will require a Merchant Account... please advise on a good one..

Is www.sfcommerce.com any good.......

I also need to be able to do Automated credit card processing with reaccuring billing and the option of manually billing.

NOTE : I am from the UK

All Help/Feedback will be greatfully apppreciated..

If you are looking for a merchant account I have to recommend goemerchant.com

Thanks Palm..... hasent convinced me yet....

Waiting for some more help..

I called sfcommerce / surefire / firepay and heres what I found out.

* sfcommerce serves businesses worldwide.

* They deposit money into your bank each week/month. They will also let you choose when you want your payments (e.g. every 72 days) or when you reach a specified amount of money. (e.g. When I have $600 in sales, send it through).

* If you live within North America your money is deposited into your bank account for free using Electronic Funds Transfer(EFT). For all other countries they wire transfer the money to your bank for a cost of $40USD. So if you want to receive payments every 2 weeks, that would be $80USD per month.

* It cost $300 USD to setup.

* Their fee is 2.75% + .25c (USD) for every transaction. They also have a type of (AVS) system which reduces chargebacks/fraud transactions. Usually this service costs an additional 5c on other services.

* $25 minimum service fee per month. If you transact over $1,000USD per month this fee is waived for that month.

* The web-based facility they give you allows you to REFUND, MANUALLY enter CC# numbers and credit cc# numbers.

* They do not have any recurring billing solution.

* They do not have any batch processing/batch uploads. However they have an extensive API set which lets you code your own solution in ASP, VB or C++.

* Stated on their website they will process $1billion dollars this year. They have been around for quite awhile. A few years back they had a name change.

* From asking some people here who have sfcommerce I have learned that they have some perl/cgi scripts which you simply modify and use for your order form. Basically allowing you to perform real-time credit card processing from your website.

* They have excellent support, you can call their 1800 number and get a sales guy who knows what he's talking about.

* This is an entire solution. You get full merchant status. When customers receive their credit card statement they see YOURCOMPANYNAME, INC. On it!

* They charge you $15 per chargeback.

* It takes a week to setup and process your application.

* To see the Demo Gateway: I believe someone in here had a demo gateway and included a link to it. Search sfcommerce in the forums and you'll find it.


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Therez a lot of info for you.. I've been PAINLESS looking everywhere for a decent merchant that supports international customers.. Therez not many around. Therez only a few like WorldPay, PlanetPayment. I am getting a merchant next month and will be either choosing these guys or a US-merchant if they allow me to open one up under my uncle's account/details. (he lives in the USA btw)

If planetpayment was cheaper I would definately go with them since their AuthorizeNet facility is WAY more supported over sfcommerce's own facility. btw Planetpayment rates are:

From email:
"Planet Payment's standard rates for a Credit Card Acceptance Account and Payment Gateway Services are as follows:"

Set-Up Fee: $595 USD
Monthly Fee: USD$25.00
Transaction Fees: 3.95%+ $0.50 USD
Wire-Transfer Fee: $25 USD

These rates are for an Internet Credit Card Acceptance Account, Payment Gateway Services, Web Link, Virtual terminal and Multi Currency capabilities.

Hope that helps in your search for a decent merchant provider. You guys who live in America get it so easy!! :P

I think worldpay is for international customers. Not sure.

I suggest 2checkout. They can send you money every week, even twice a week if you arrange this with them. If your money exceeds $1200 in one billing cycle, they will wire you the money for free in your local bank.

I have written a comparison between 2checkout, revecom and click bank. You can read it at http://www.ghazi.net/download/cc.html

Hope this helps.

Regards,

Ahmed

GUYS I think he is LOOKING for an INTERNATIONAL MERCHANT.. Echo-online doesnt support UK/Australian customers!!! Why dont people read the thread carefully before responding....

at www.paymentmedic.com

Thanks for all you info people, especially to you universal.

I will still keep an eye out for more info.

<< MOD EDIT >>

Please do not ask users to contact you directly. Instead, use the private messaging or email feature (if enabled).

<< /MOD EDIT>>

Originally posted by universal2001
GUYS I think he is LOOKING for an INTERNATIONAL MERCHANT.. Echo-online doesnt support UK/Australian customers!!! Why dont people read the thread carefully before responding....

I've written to Echo-inc and clearly stated that my business was registered in Canada. A Christina Wood from their Sales Department replied with this answer :
You can use our service as long as the business and the officers are in the U.S.. We can open accounts for businesses outside the U.S.. :confused:

As for sfcommerce, though many have sung their praises, I've written them twice but have not received any response at all. Rather disappointed. :( I'm also still in need of a merchant account myself.

Try modernauthorize.com - they are a decent company and you get daily deposits and fees charged

JDT

*moved to ecommerce*

try:

www.volpay.com there are a few posts on them here.

WorldPay definitely supports international customers.

In fact, WorldPay is part of the "Royal Bank of Scotland' group so I have no doubt they can readily support U.K. merchants. ;)