I closed my paypal account what is a good transfer money?

To pay for what, web hosting?

Do you have your own checking account?

Do you have a credit card (if no, why not)?

I dont have the CC my girl friend (soon to be wife :P) does. I did have it for paying for my reseller account on VSHosting. I have my own checking account at my bank.

well let me tell you why I use hers.

I dont like using Credit Cards unless I have to she likes using Credit cards. I have my own money I give her it when I need the reseller.

I just dont like Credit Cards because they can cause alot of problems.

Money order, bank in, wire transfer, a lot of ways to do that :)

calling him a loser was really uncalled for... Some people don't want to be tempted to spend cash that they might not have.

Jon FB you can always try a wire transfer from your bank (which may cost you) or send a cheque. Another thing you could try is Western Union.

well thats different I suppose.

Originally posted by Jon FB
well let me tell you why I use hers.

I dont like using Credit Cards unless I have to she likes using Credit cards. I have my own money I give her it when I need the reseller.

I just dont like Credit Cards because they can cause alot of problems.

I work in banking and used to do consumer credit (including credit cards customer service then processing then loan officer).

What kind of "problems" do your credit cards cause?

Why not use YOUR credit card to pay for your vshosting.net web hosting then pay your credit card off with a check? I don't see what's so difficult or problematic with that.

I think almost any moderate sized bank within the US gives you the ability to use your checking account card as a CC. Why not do that?

Originally posted by RossMAN
Why not use YOUR credit card to pay for your vshosting.net web hosting then pay your credit card off with a check? I don't see what's so difficult or problematic with that.

Better yet, he could get an amex 'charge card' - you know, they type that's not revolving credit - you have to pay it off every month. He might even get some perks for being a 'small business' if he's a reseller. Amex is always trying to hit me up for that ;)

-David

That was really uncalled for. He's not a loser. Lots of kids here.
Personally, I know what a CC can do to you, so don't use one!
Don't use hers either.

If you have a checking account, get a debit card and use that as a CC.

There are numerous places to get youeself a debit card.
1-866 RUSHCARD might help you.

Thanks,
David K.

everyone everyone calm down :P. I just dont like owning a credit card really. They can really screw you up if you dont know how to "manage" money. I know how to I just dont like owning one.

My girl friend she owns a debit card which we use the CC on. I think debit cards are way better then credit cards because debit cards are used straight out of your money instead of a loan.

I am acually going to be getting a Debit card right after the holiday :P.

Originally posted by Jon FB
I am acually going to be getting a Debit card right after the holiday :P.

Be sure to check out the fine print - some of them offer none of the protection of a regular credit card (no real dispute process, no limitation of liability if the number is stolen, etc).

OTOH, if you're hooking this up to a business bank account, they generally have a lot more in the way of protection for you. Ours even comes with extended warrenty stuff, travel insurance, and all the goodies. Course, it's a 'local' bank and not a huge chain, so that might make a difference too.

-David

Thanks david I will check into it :P

Originally posted by Jon FB
Thanks david I will check into it :P

Bank of America offers debit cards (http://www.bankofamerica.com/deposits/checksave/index.cfm?template=checkcards_overview) which have the same protection against fraudulent transactions that credit cards do. The nice thing about a debit card is it's linked to your checking account, you only spend what you have, there is no "credit line". So if your checking account only has a $50 balance and you try to use your debit card for $65, the transaction will be declined.

Contact your local bank or credit union for a debit card or credit card.