I'm looking to start up a reselling site, I'm all set to go, but I'm looking for the most cost effective way to take credit cards online. Anyone have any advice?

have a search - lots of advice -

instabill and revecom come up a lot. I am looking at worldpay formy stuff

I like www.propay.com but its not auto yet....

I too use propay and love it. Thay have great customer support, as well as no montly charges or anyting. Just a small percentage of your sale. What do you mean not automated? I mean, in what sense?


Thanks
wbhst

Where people signup and you auto bill their card.... The way it is now you have to get the card info and enter it or send them a link.

Oh, I see, well that's good enough for me for now. I have dedicated server at site5, and eventually, I will go witht the billadmin system. That any good?

Sorry I have no clue. I dont use it.

how much does propay charge? i mean what %?
thanks

Not bad, only 3.5% + .35 (35 cents) per transaction regardless of amount. There is no monthly fee and no setup cost.

Just FYI, chargebacks are $15. I'm not sure what they are with regular merchant accounts, so I don't know if thats high or not.

Michael

That's a decent chargeback rate. I still don't see how it is legal to enter someone else's CC info without a real merchant account. I have talked to several other companies ie: Revecom and they assured me it is illegal to enter anyone else's CC info. Anyone know more about this? Also, with their low rates they charge, they make next to nothing. I'm guessing $.05 on per transaction and maybe a little over 1% of the sale.

Isn't the downside to Propay the fact that it uses your personal name not Propay or your Co Name on the Bill if you run a CC number through their interface? I signed up with them a while back before their new site design but decided not to use it because of this fact.

Originally posted by venomx
I like www.propay.com but its not auto yet....

Originally posted by Get-Hosted.com
I still don't see how it is legal to enter someone else's CC info without a real merchant account. I have talked to several other companies ie: Revecom and they assured me it is illegal to enter anyone else's CC info. Anyone know more about this?

It is illegal to enter in credit card #'s unless your name is on the merchant account, yep. Third party rebiller type processor's orders must be entered in by the customer directly.

So the only thing that would make this place legal would be them giving EACH customer, that pays No fees unless they do transactions their own merchant account?

ProPay puts whatever email address you sign up with as the "Merchant" on the credit card invoices. For example, billing@myhostcompany.com .

I've read many times here that their service is illegal, but if that really is the case, how can they be sponsered by a bank and remain in business???

Michael

Originally posted by gadget
read many times here that their service is illegal, but if that really is the case, how can they be sponsered by a bank and remain in business???
This could be for a number of reasons, but I suspect the most likely is I read it on the Internet so it must be true.

I recently spent the afternoon in small claims court waiting for someone to not show up so I could get a default judgement against him, and heard this statement no less than three times from the brilliant legal minds standing in front of the judge.

"But your Honor. I read it on the Internet so it must be true!"

-t

I guess my point was that if it is illegal, why would Visa International and MasterCard allow ProPay to maintain a merchant account with them?

Hello,

Yes, then this would work out nicely, not automatic but it does give full control with entry and cheap prices. Also, allows you to charge later for overages, etc.
Recurring billing would be the job of the host and could become a pain though ..
Have to think about this one ..

Originally posted by gadget
ProPay puts whatever email address you sign up with as the "Merchant" on the credit card invoices. For example, billing@myhostcompany.com .

I've read many times here that their service is illegal, but if that really is the case, how can they be sponsered by a bank and remain in business???

Michael

You could always send your customers a request every month. ;p

Originally posted by Brad
Isn't the downside to Propay the fact that it uses your personal name not Propay or your Co Name on the Bill if you run a CC number through their interface? I signed up with them a while back before their new site design but decided not to use it because of this fact.



It does not use your real name on customer invoices, but it does use your email for expample: sales@yourdomain.com or orders@yourdomain.com etc...:)

Wbhst

Do they allow International Orders through your panel or email?

Originally posted by wbhst


It does not use your real name on customer invoices, but it does use your email for expample: sales@yourdomain.com or orders@yourdomain.com etc...:)

Wbhst

Not sure about all international orders, but I have processed orders from Canada with no problem.

make sure you are not from india ...if you are then never try to even approach revecom coz they might accuse your people for exceptional high rate of fraud and would answer your mail in an unprofessional and rude manner .. :angry: :angry: ..

i would recommend worldpay for the features they offer..though they are on a bit expensive side..but do offer gud features and support .

Thats quite surprising.

I am from India.

When I sent an enquiry to Revecom recently, they replied nicely.

Maybe they never realised I'm from India or because it was just plain Lucky Me ;)



Cheers,

Matra

Is there any companies out there that can handle british debit cards such as the Solo card?

WorldPay handle all UK cards including Solo.

Thank you Mr Jjbird, your wealth of knowledge is apealing to retards.

Thats pretty ****ty giving out your IP address in the post.

chicken = :confused:

What about paypal?? is that any good? They charge 2.6% + 30c for each transaction

Originally posted by Sefu
What about paypal?? is that any good? They charge 2.6% + 30c for each transaction
Aloha,
Pay Pal can work but they can lock your acount up if they feel a fraud has happened from one of your clients so that would be the down side to this ifyou use the sytem that dumps the money everynight might be ok but I have heard some horror stories about getting acount locked up from people that use it a lot
although I am going to offer it as an option on a biz I run