Anybody have any advice as to a US insurance company that either understands or provides comprehensive insurance for web servers in a secure data centre?

Unlike Australia and the UK, it seems that US insurance companies are not too interested in new business..(?)

We have contacted 6 different brokers/companies and so far none of them have so much as responded, and the first was a month ago..

One response rec'd from a customers referral and the email was as cold as a mother-in-laws kiss..

Is this a high risk area in the USA??

Anybody got any advice... would be much appreciated..

:bawling:

i presume you have not and have no intention in ever inviting your mother in law to peruse this board ?

:D

I think it may depend on how you'e phrasing the question.

If you call an insurance company and say "We sell web hosting services and want to get insurance on our web server" the next sound you hear will be <CLICK!>.

But if you call and say "We are a business and need to insure our equipment and computers" then IMO you stand a better chance of at least getting a conversation started.

xtstrike..

Well considering my mother-in-law's IQ can always be found on a watchface, the chance's of her turning a computer on, let alone finding this board, are as great as me becoming a ***** reseller today.. :eek:

Ooh... I forgot... the new rules.. is it allowed to flame your mother-in-law on this board... ?

I figured most are the same.. most of mine have been anyway.. :rolleyes:

I hope Murphy's Law leaves me alone today...

because of the newness and comprehensive list of problems that can occur with a webhost there are very few companies that even will look at insurance for us. your better off to go with a large company like loyds of london (sp) or someone like them dont forget to get directors and officers insurance, business interuption insurance and Errors and omissions insurance as well as your regular fire theft and damage policy.


Steve

Thanks Steve,

I actually have cover for everything internationally EXCEPT the physical equipment in the data centre, which my global arrangements will not ever include.

Surely a 'secure' facility where we are looking for simple fire, theft and damage cover is easy enough... I mean there have been data centre's around for years, so there must be a history of risk.

Why are server's owned by a web hosting company more likely to explode than the myriad servers in data centre's for decade's have?

I suppose if DDoS attacks were included I'd understand, but I didn't even ask for that.... just the boxes, not the business..

Oh dear.. throw away's then it seems.. enter the tax accountant..

:(