Hi,

Does anyone know of a payment service that can charge my customers in Australian dollars? I can find plenty to charge in American dollars but none to charge in my local currency.

Thanks in advance!

Dave

Why not get a merchant account with your bank?

I have been looking at doing that but it looks big bucks for a small company. This is definately something we would do later on.

www.paymate.com.au is about the easiest to get started with. But you'd be well advised to consider a merchant account. The startup costs are minimal when you consider the benefits.

Regards

Gary

Here is something to ponder. With St George bank, at least, you can have ppl BPay you onto your mastercard - contact St George and they tell you what your merchant number is for BPay.

I am just about to try it out and see if I can get a local customer to set up recurring BPay through his internet banking. If it works out I think I am going to skip the middle man from now on and just get my local customers to BPay me or pay by cheque. Most of my local customers pay by cheque upon invoice now anyway.

Yep, our forms have been sent in for BPay as well. The whole lot will tie in nicely. I hadn't considered the possibility of recurring payments set up via Bpay by the client. Good idea.

G

watch out for the st george accounts with Bpay, u generally can't get paid with a credit card through bpay it only allows transaction accounts using bpay

If you have an existing merchant account (and your bpay application isn't also asking for a merchant account to be established) then call them up first and get the bpay rates and fill out the table before you send it. That's the way we did it. Whether that creates a problem down the track because I didn't understand the girl on the phone, remains to be seen. But you're right Spiral, they appear to be two totally seperate accounts at the ST George...which will both be paying into our Bendigo bank account anyway. I hope. :)

Gary

Originally posted by Editor
Yep, our forms have been sent in for BPay as well. The whole lot will tie in nicely. I hadn't considered the possibility of recurring payments set up via Bpay by the client. Good idea.

G
Whats the fees and charges for BPay?

2% on credit cards.

$1+2% on debit cards.

I believe the Annual Participation Charge is waived if the (existing) merchant account is with them.

Cheers

Gary

Originally posted by Editor
2% on credit cards.

$1+2% on debit cards.

I believe the Annual Participation Charge is waived if the (existing) merchant account is with them.

Cheers

Gary How much are merchant accounts with St George?

$1+2% on debit cards. I like the fact I could accept debit cards :)

I think the establishment fee was $165, plus $30/mth.

Yep, Debit Cards also equates to the fees applicable to a transfer from any regular savings account I think. I'd have to check that.

All in all, the ST George have been very helpful and with Eway we're set. Most renewals in this last week have rang through their card details. Too easy.

G

St George merchant accounts are from $20 (if you are doing 100's of thousands per year) to $80 a month.

Most people fall in the $60-80 per month range, unless you do thousands of transactions.

On top of all that, all you get is a plain vanilla merchant account. No api, no nothing.

We're building an API for ModernBill. They have provided us with a dev guide and specs.

They also have a commercial gateway coming online but it's still very much a work in progress right now. I've seen part of the the frontend but it doesn't lead anywhere yet.

Gary

They've been announcing that api for ages .. it was supposed to come out in June last year. So don't hold your breath.

Good luck with the ModernBill api.

They're advising that they wont make an API available, so we can breathe easy. :)

Gary