View Full Version : Best CC processing ?
Hello,
I'm going to start to resell for a hosting company and I'd like to know what is the best way for taking CC orders ?
iBill ? Revecom ? ... ?
Are their order pages customizable so that they can look like my site ?
Thanks for your help.
ksstudio 05-08-2001, 01:07 PM For a beginner I will recomend you to go with Instabill since there isn't any sign-up fees.
Instabill charge 10% for every transactions. While Revecom charge 3.95% + $1 for every CC transactions.
For products selling less than $17 go with Instabill is cheaper. But for products selling more than $17 i will suggest you go with Revecom.
Here is the hints:
Example 1: say you sell a product for $10
Instabill - after deducted 10%:
$10 - 10% = $9
Revecom - after deduct 3.95% & $1:
$10 - 3.95% - $1 = $8.65
Example 2: say you sell a product for $20
Instabill - after deducted 10%:
$20 - 10% = $18
Revecom - after deduct 3.95% & $1:
$20 - 3.95% - $1 = $18.21
Are their order pages customizable so that they can look like my site ?
Yes. You can customise partly of their code page to suite your side. Like uploading a logo, change background colors... etc.
Good Luck!
c0bra 05-08-2001, 01:26 PM Originally posted by ksstudio
Pentium III 866Mhz + 512MB RAM server
$14.95 Domain Registration
30 Days Money Back Guarantee
I could have sworn you originally said your servers were Dual PIII loaded with at least 1GB RAM? :)
knipper 05-08-2001, 01:42 PM If I recall the instabill site I recently visited, they actually take 20% up front, then refund you 10% after 6 months. or Did I read incorrectly? :confused:
ksstudio 05-08-2001, 02:11 PM I could have sworn you originally said your servers were Dual PIII loaded with at least 1GB RAM?
Pentium III 866Mhz + 512MB RAM server is the minimum server we are running.
Dual PIII loaded with at least 1GB RAM is the latest server we have.
:)
c0bra 05-08-2001, 02:24 PM Originally posted by ksstudio
Pentium III 866Mhz + 512MB RAM server is the minimum server we are running.
Dual PIII loaded with at least 1GB RAM is the latest server we have.
Hehe thanks for clearing that up, I was just curious. :D
c0bra 05-08-2001, 02:28 PM Originally posted by knipper
If I recall the instabill site I recently visited, they actually take 20% up front, then refund you 10% after 6 months. or Did I read incorrectly? :confused:
Yeah but it's pretty much standard practice. Revecom withhold another 5% of every transaction for 90 days to cover chargebacks and refunds. Though when you compare the two maybe revecom are more of an attractive proposition.
ksstudio 05-08-2001, 03:51 PM Revecom customer support is great!
I create a support ticket from the control center regarding some error while uploading my new logo, they response to me in 26 minutes and solved my problems in 3 minutes.
:beer:
:agree: :agree: :agree: :agree: :agree:
CRAVIS 05-08-2001, 04:39 PM We are using instabill and it is working just fine, but it is impossible to have orders at *any* price (runtime calculated when user selects items). Is it possible to have such calculated on the fly orders with revecom ? Also instabill page customization is not enough for our needs. I'm wondering what type of order page customization is offered by revecom... For example I want to include some HTML at the begin of the page with logo, nav bar etc.
AH-Tina 05-08-2001, 05:51 PM We use EMS http://www.emscorporate.com and have been really happy.
It is SOOOO easy to integrate it into an existing site. If you are familiar with the way PayPal's webaccept thing works (copy and paste URL to payment) - that's how EMS works.
You can also go the traditional route and integrate EMS with CGI.
It's a full-fledged merchant account/payment processor - so you have to submit an application.
--Tina
Mark Vockler 05-08-2001, 06:59 PM Originally posted by CRAVIS
Is it possible to have such calculated on the fly orders with revecom?
TPP-PRO allows this. It's a $129 one-time upgrade from the standard TPP-SALE account, which itself has a $49 one-time setup.
Originally posted by CRAVIS
I'm wondering what type of order page customization is offered by revecom... For example I want to include some HTML at the begin of the page with logo, nav bar etc.
This is currently not possible, you can only modify the background image as well as upload your logo. You can also include HTML tags for your product descriptions.
Mark Vockler
Aletia Hosting
CRAVIS 05-09-2001, 04:05 AM Thanks for your help. Probably I will move to revecom's TPP-PRO from instabill.
skysenshi 05-09-2001, 04:19 AM One complaint I have about instabill is the way they decline credit cards.
One client I had for months suddenly had his card declined (this is a recurring payment already). The reason is unmatching zip codes. So how can this card be charged continuously then suddenly be declined for this reason?
It's just so weird!
There was another gripe I had with instabill last month which caused me to give free 1 month hosting to one client, but that's a long story.
I'm checking out revecom already.
Originally posted by ksstudio
For a beginner I will recomend you to go with Instabill since there isn't any sign-up fees.
I'd like to mention that I'm also looking for a cc billing solution just now so I sent emails to ibill, revecom and instabill with some blah blah blah questions just to see who gave me the quickest and most professional response.
It's now the next day and Instabill is the only company that replied - which they did in about 2 hours :)
Take what you will from that, but I'm taking it as a sign that I don't really want to be doing business with the others.
Mark Vockler 05-09-2001, 09:39 AM Originally posted by skysenshi
One complaint I have about instabill is the way they decline credit cards.......I'm checking out revecom already.
Revecom seems to be pretty strict too. We've had people's cards being rejected on the spot for no apparent reason even though they were completely valid, and a few that do go through are simply voided within 12-24 hrs due to what they term as "fraud risk".
We've heard that the same company manages both Revecom and Instabill, which explains the basic similarities in control panel functionality between the two systems. If that's true, then they might just be utilizing the same fraud control mechanisms and routines.
You might want to double-check with them just to be sure, though.
Mark Vockler
Aletia Hosting
skysenshi 05-09-2001, 10:20 AM I think there's something wrong with their billing systems (Instabill).
If you actually live in another country other than the US I think you will have a higher rate of sign-ups.
If your clients are from the US, they can get declined even before the finish the forms.
I've had at least 2 declined orders per month, and they're all from the US.
Mark Vockler 05-10-2001, 07:55 AM Originally posted by skysenshi
I've had at least 2 declined orders per month, and they're all from the US.
This could be due to the fact that:
1. It's easier to verify (and thus reject) trasactions with US-based billing addresses since they can tap into the Automatic Address Verification System (AVS) using zip codes, etc.
2. It's possible that the system may reject an order placed from a geographical location outside of the US if the user enters a US billing address. Not sure if Instabill/Revecom does this, but we've seen ClickBank do that. If this happens then it'll look like US orders are being rejected. It could be that some people in other parts of the world have been trying to use stolen US credit card numbers.
Mark Vockler
Aletia Hosting
aling 05-11-2001, 10:42 AM I would go with CCBILL for starters. 14.5% charge, 13.5% if you host a site with them. If you're pulling in the big bucks you may want to consider getting your own merchant account. Netbilling charges only about 2% but you need your own merchant account.
xFastener 05-11-2001, 08:21 PM this place has pretty good rates
no application fee
2.25% + .25 per transaction and $10 monthly
their good too and have good customer support i used them for over a year now
Get-Hosted.com 05-12-2001, 01:38 AM That's an excellent deal. I'll have to check them out.
Anyone else use them that can vouch for their service?
Jedito 05-12-2001, 02:43 AM Any international customer have any experience with Authorizenet?
Thanks in advance
Marty 05-12-2001, 09:12 AM Originally posted by xFastener
this place has pretty good rates
no application fee
2.25% + .25 per transaction and $10 monthly
their good too and have good customer support i used them for over a year now
Did you look at what they wanted to charge for the Virtual Terminal stuff. http://ezmerchantaccounts.com has the same exact rates as what you mentioned and provides Authorize.net gateway with a virtual terminal and real time processing for a one time $195 setup fee and $10 a month gateway access fee.
why doesnt anyone use echo-inc? they only have a $99 setup fee and you can write your own software which would cost less than going with ezmerchantaccounts or any other authorize.net resellers.
if i did go with authorize.net resellers, who would be the cheapest? would ezm be?
Walter 05-12-2001, 12:00 PM teck, what's the link for echo-inc ?
Walter 05-12-2001, 03:29 PM Teck, this link doesn't work for me, I tried it before and now again :confused:
yeah, it seems like their website is down. i tried giving them a call but no go.
Jedito 05-12-2001, 05:40 PM Originally posted by Marty
Did you look at what they wanted to charge for the Virtual Terminal stuff. http://ezmerchantaccounts.com has the same exact rates as what you mentioned and provides Authorize.net gateway with a virtual terminal and real time processing for a one time $195 setup fee and $10 a month gateway access fee.
Marty I send a email to ezmerchantaccounts.com, still waiting the answer :rolleyes:
Marty 05-12-2001, 06:16 PM Pick up the phone and call them. I have gotten a human everytime. Emails that I have sent were answered in less than 24 hours so maybe yours is lost in cyberspace. Who knows! But I haven't had trouble getting them.
Jedito 05-12-2001, 06:20 PM Check my location Marty :)
International phone fee r too expensive here :P
$3.5/minute :bawling:
Regards
Marty 05-12-2001, 07:54 PM Jedito,
I am sorry. I did not look at your location. Given your location ezmerchantaccounts won't be able to help you. The require that you be located in the US and have a US bank account. Sorry, again.
Jedito 05-12-2001, 09:16 PM That's Ok, No Problem :)
Thanks anyway :)
Regards
nozol 05-12-2001, 09:36 PM I just visited http://ss.stratustechinc.com/
They seem to me they are the best on the web. I do not know anyone that used them yet as they are still in their start in payment systems. They have high setup cost, $350. No monthly fees. 3.75% per transaction. They wire your money to your bank at no extra charges ($40 at instabill and $37 at revecom). Accepts international customers.
I need to know if someone tried their service.
We tried click bank and instabill. Revecom is the same as instabill. I traced them out and found that they are both registered by a company called zstar network. This company registered instabill. They also registered paysystems, then paysystems registered revecom. I am talking about web site registrations.
We are currently trying revecom. We had problems with instabill, declining some of our customers' credit cards. Not necessarily from USA. They also charged one of our customers and reported that his card was declined, which made us very embarrased.
The best thing about instabill is their support. They always answered emails within the same day. They also wire money very quickly. I think revecom will be the same as there are no significant difference between them.
Ahmed Ghazi
Nozol.com
luxor 05-13-2001, 03:45 PM For CC processing you should get a merchant account as this will give you greater control. These days Merchant accounts are cheap and easy to get. Then you sign up with a company like Ibill or Authorize.net. Ibill is good because they have no setup or monthly fees, except for the per-charge transaction.
Rich
Jedito 05-13-2001, 06:41 PM I Think that
http://ss.stratustechinc.com/ is a reseller of 2checkout.com
There a big diference in the setup fee, $49 in 2checkout.com and $350 in http://ss.stratustechinc.com
Regards
Hi All,
Wanted to put up some info on the latest Stratus card processing program. We are hvaing them redo our site and we have switched to their card processing program. I have the full scoop. They have an exclusive deal with 2checkout.com. If you check the rates (we did) they are less than what 2checkout.com offers public. Also why we signed up as well is we have had some rediculous declines from our international clients, quite embarrasing for us as they have been clients for awhile. A big help has been the virtual terminal processing, when we need to use it.
We have had great service and no problems with the processing service. We were going with Revecom, but decided on Stratus as they have site design as well.
Honestly was a litlle skeptical, but we have had nothing but great service thusfar. We are actually pushing their cardservice to our manufacturing client base (distributors) when their program is finalized (I think this coming week). Hope this is useful.
stratustec 05-13-2001, 11:08 PM Hello Fellow Web Networkers.
We have just joined the user group, as one of our clients had mentioned there was a posting here regarding our new card processing service.
Thought I would drop a short note to the group and clarify some potential confusing issues and highlight some good points as well.
We have a strategic alliance with 2checkout.com and are not a reseller of their services in the typical sense of the word. We have an exclusive offering with features not available through 2checkout.com directly. Our points as you will see are lower than can be obtained directly through 2checkout.com as we have signed several major alliances to market this service offering. We also have an exclusive virtual terminal, which I do not believe is offered through any other 3rd party processors.
Our hope is to bring down the point structure of third party processing to a new low, while escalating service and partnership potential for everyone. The cost of $349 signup allows us to make a small profit on the signup, as well as provide a working margin for affiliates to re-market this unique service in a reseller type of organization.
Standard Merchant Accounts will always have better rates, but I believe we are bridging a large gap in costs with our discount point structure.
we are completing our affiliate structure this coming week, and would enjoy any feedback you may have for us. We are doing a limited partner alliance structuring over the next 30 days, afterwards we will have restrictions to entrance as well as earnings differentials.
Well enough of the marketing. We hope to work with any and/or all of you to make your services a success and invite you to join our opportunity if you think it may be worth your while.
It is a pleasure to read and respond to your comments and questions.
ksstudio 05-14-2001, 12:51 AM are stratustec & nci same person, seems like they are having same IP: 204.255.25.36
:D
Get-Hosted.com 05-14-2001, 01:16 AM Good eye, seems pretty obvious to me.
Unless somehow a customer has access to same computer as the person representing stratustec.
what a nice way to advertise your own company.. if youre going to do something like that, try changing IPS when you post.
stratustec 05-14-2001, 02:10 AM NCI is a client of ours and are sharing off the same router we use. They are virtual account. Is probably showing off the same gateway.
Just trying to post some useful information.
We have a great turn out and invited signup so far (as program is not posted on site yet).
Not trying to bolster Stratus with false praise, We don't need to. Tough crowd, but is an expected response if I saw the same IP as well.
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